2 | REMITTANCES | |||||
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Issuance of Draft/ TT/ Telex & Fax Transfers | ||||||
2.1 | Draft /TT/ Telex FCY (incl. INR) For Import Purpose | 0.25% or minimum NPR 750/- for each Draft / TT/ Telex (plus communication charge as per STC) | ||||
2.2 | Draft / TT/ Telex FCY For other purpose |
0.20% or minimum NPR 500/- for each FCY Draft / FCY TT/ FCY SWIFT (plus communication charge as per STC) | ||||
2.3 | Draft / TT/ Telex INR For other purpose |
0.10% or minimum NPR 200/- for each Draft /TT/ SWIFT (plus communication charge as per STC) | ||||
Note: Correspondent Banking Charge for USD Draft - USD 5.00 per draft in addition to above charges. Correspondent Banking Charge for Euro Draft - Euro 25.00 per draft in addition to above charges. | ||||||
2.4 | NPR Draft /TT/ SWIFT/ IPS | |||||
2.4.1 | NPR/TT/SWIFT | 0.10% or minimum NPR 300/- | ||||
2.4.2 | Inter Branch Fax Transfer | 0.10% or minimum NPR 250/- | ||||
2.4.3 | IPS Charges NPR Transaction | |||||
Price Scheme | Charge | |||||
IPS Charges | As per NCHL | |||||
2.4.4 | Connect IPS (Fund Transfer / Government Payments) - Charges as per service provider | |||||
2.4.5 | IPS Charges FCY transaction | As per NCHL | ||||
2.4.6 | Wallet Top up | Charges as per Service Provider | ||||
2.5 | CANCELLATION AND AMENDMENT | |||||
2.5.1 | Cancellation of Draft/ TT/ Telex | NPR 500/- flat per instrument plus communication charges as per STC. | ||||
2.5.2 | Amendment of payment instructions | NPR 100/- per instruction plus communication charges as per STC. | ||||
2.6 | LCY / FCY INWARD REMITTANCE | |||||
2.6.1 | Customers | Free | ||||
2.6.2 | Non – Customers / Tourists | 0.1% or minimum NPR 250/- if paid in LCY. | ||||
2.6.3 | Transfer to another Bank | 0.1% or minimum NPR 500/- | ||||
2.6.4 | Follow up TT/ Telex/ SWIFT on remittances at customer’s request | NPR 500/- per page plus other bank’s charges plus and communication charges as per STC. | ||||
2.7 | OUTWARD REMITTANCE PAYMENT (FCY) | |||||
Outward Remittance Payment (FCY Handling Charge) (MT 202/MT 103) (Payment with Charge 'OUR' only to Customers) |
USD 15/- or equivalent per transaction (Or Actual Charges, whichever is higher) | |||||
2.8 | NOSTRO COVER | |||||
Refund of Inward Payment & Nostro Cover | USD 25/- or equivalent (plus other bank charges, if any and communication charges as per STC). | |||||
2.9 | LOCAL INTER BANK TRANSFERS (At the request of one bank to another) | |||||
2.9.1 | If the beneficiary is the bank | Free | ||||
2.9.2 | If the beneficiary is the third party | 0.1% or minimum NPR 500/- per transfer | ||||
2.10 | CHEQUE PURCHASE | |||||
2.10.1 |
Note: Highest Publish Rate of Loan |
a. Deposit in LCY Account 1% or minimum NPR 500/- plus postage for 21 days. Overdue charges @ 18% p.a. from day 22 to the date of realization plus communication charges, if any. b. Deposit in FCY Account 1% or minimum NPR 500/- plus postage for 21 days. Overdue charges @ 5% p.a. from day 22 to the date of realization plus communication charges, if any. |
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2.10.2 |
Return of Purchased Cheque Note : Highest Published Rate of Loan |
a. Deposit in LCY Account Interest @ 18% p.a. from the date of purchase or minimum NPR 500/- (plus other bank charges and communication charges as per STC) b. Deposit in FCY Account Interest @ 5% p.a. from the date of purchase or minimum NPR 500/- (plus other bank charges and communication charges as per STC) |
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2.11 | Cheque Collection / Clearing | |||||
2.11.1 | Local Clearing Cheque | Charges as charged by NCHL. | ||||
2.11.2 | NCHL archieved charge (Cheque Details Retrieval after 3 months of clearing) | NPR 500 per page | ||||
2.11.3 | NCHL archieved charge (Cheque Details Retrieval before 3 months of clearing) | Free | ||||
2.11.4 | Inward Cheque Collection (except Local Clearing) LCY / FCY | NPR 500/- plus communication charge as per STC. | ||||
2.11.5 | Cheque Collection Outward (LCY/FCY) | NPR 500/- plus communication charge as per STC. | ||||
Note: | ||||||
a. | All the staffs of Kumari Bank shall be provided 100% discount on all above mention charges, expect for Locker Charges in which 50% discount on the charges, provided all such transaction are initiated form staff account. The staff discount will not be available if there is third party expenses liability of the bank. | |||||
b. | All the fees and charges for consortium loans shall be as decided by the consortium. |