Card and e-Payment Charges

      Card Fees
      1. Visa Debit (Domestic)
      a Card Issuance Fee - Regular Upfront payment - NPR 2000.00 for 5 years
      On Installments - NPR 500.00 per annum
      b Card Issuance fee - Urgent Additional NPR 500.00 (one-time)
      c Card Replacement Fee ( Lost/Damage) NPR 500.00
      Pin Regeneration Fee NPR 50.00
      Card Uncollected Charge NPR 250.00
      d Cash Advance through other Bank's POS within Nepal NPR 200+2% of Txn Amount 
      Cash Advance through other Bank's POS outside Nepal NPR 250+2% of Txn Amount
      e Dispute Management Fee (Successful Chargeback Case) NPR 300.00
      f ATM Withdrawal and Balance Inquiry Charges Other Bank's ATM of Nepal Other Bank - India
        ATM Cash Withdrawal NPR 15.00 NPR 250.00
        Balance Inquiry NPR 15.00 NPR 50.00
      2. Visa Debit (International)
      a Card Issuance Fee - Regular Upfront payment - USD 25.00 for 5 years 
      On Installments - USD 5.00 per annum
      b Card Issuance Fee - Urgent  Additional USD 5.00 (one-time)
      c Card Replacement Fee (Lost/Damage) USD 5.00
      Pin Regeneration Fee USD 1.00
      d Cash Advance through other Bank's POS within Nepal USD 3+2% of Txn Amount
      Cash Advance through other Bank's POS outside Nepal USD 5+2% of Txn Amount
      e Dispute Management Fee (Successful Chargeback Case) USD 3.00
      f Cross Border Transaction Fee 1% of Txn Amount
      g ATM Withdrawal and Balance Inquiry Charges Other Bank's ATM of Nepal Other Bank's ATMs outside Nepal 
        ATM Cash Withdrawal USD 0.50 USD 2+2% of Txn Amount
        Balance Inquiry USD 0.75 USD 1.00
      3 Corporate Internet Banking/ Corporate Pay
        Registration Nil
        Annual Charges (Individual) NPR 500.00 
        Fund Transfer Charge As per Network (NCHL/Fonepay)
      Pin/ Password Re-generation NPR 50.00
        Intra Bank Fund Transfer Fee (within KBL) Nil
        Inter Bank Fund Transfer Fee As per actual taken by Service Providers
        Utility Payments (eg. NEA bill payment) As per actual taken by Service Providers
      4 3-D Secure Charges
        Annual Fee NPR 100.00
        Annual Fee (For International Cards) USD 1
      5 Omni Channel (Mobile and Internet Banking)
        Registration Nil
        Annual Renewal NPR 350.00
        Pin Re-generation Rs. 25.00
        Intra Bank Fund Transfer Fee (within KBL) Nil
        Inter Bank Fund Transfer Fee As per actual taken by Service Providers
        Utility Payments (eg. NEA bill payment) As per actual taken by Service Providers
      6 Fund Transfer
        FonePay Rs. 10.00 per transaction
      7 Connect IPS
        Transaction Amount Transaction Fee (NPR)
        0.01 - 500 NPR 2.00
        Above 500 - 5,000 NPR 4.00
        Above 5,000 NPR 8.00
        Other Payments Upto NPR 10.00
      8 Kumari Foneloan
        Foneloan 1 Month Module EMI Module Upto 12 Months
        Foneloan Enrollment Fee 1% of Loan Amount 1% of Loan Amount
        Interest Rate 15% Per Annum 18% Per Annum
        Late Payment Fee NPR 300 Per Month NPR 300 Per Month
        Penal Interest 2% Per Annum  2% Per Annum
      9 Online Payment Fee Processing
        Payment upto USD 500 NPR 500.00
        Above USD 500 NPR 1,000.00 or 0.75% of the amount whichever is higher
        Online Payment Refund handling charge NPR 500.00
      10 Account Link in Third Party Apps
        Per Account per Service Provider  NPR 50.00
      11 Acquiring
        Merchant Membership Fee Nil
        Annual Membership Fee Nil
        EFT POS Terminal Monthly Fee* NPR 500.00
        Merchant Service Fee As per the agreement
        ATM Access Fee (For International Cards) NPR 700.00

      Notes* Waived for merchants achieving given monthly business volume targets.

      Other Notices