Features of Kumari's Pariwar Surakshya Bachat Khata :
Minimum Balance : NPR 10,000/-
Debit Card: Free for 1st year, charges as per STC from 2nd year onward
Free cash withdrawl from any ATM in Nepal
Age criteria: 18 years to 70 years
Insurance Coverage: Upto NPR 26 Lakhs
Accidental Death: NPR 24 Lakhs
Critical Illness NPR 1 Lakh
Medical Insurance NPR 1 Lakh
Waiting period for an insurance claim:
Accidental Death/PTD: No waiting period
Medical Insurance: 1 month from the account opened date
Critical illness: 3 months from account opening date
Mobile Banking & Internet Banking: Free for 1st year and as per STC from 2nd year onward
Locker Facility:
Security Deposit Margin - As per STC
Annual fee- Free for 1st year, charges as per STC from 2nd year onward
Demat & Mero share: As per STC
Joint account is restricted
Mandatory documents to be attached : Account holder and his/ her spouse's citizenship, Marriage certificate (if married) and birth registration certificate (if children). Also PP size photo of all concerns.