Interest Rate Deposits

    Effective From: 01 Ashar, 2081 (June 15, 2024)

    SAVINGS DEPOSIT (% Per annum)  
          Minimum Balance (NPR) % Per Annum  
    Kumari Smart Bachat Khata     1,000.00 3.26  
    Shareholders Saving Account     1,000.00 3.26  
    Twinkle Star Saving     1,000.00 3.26  
    Shuva Laxmi Bachat     1,000.00 3.26  
    50 Plus Savings     1,000.00 3.26  
    Kumari Swastha Jeevan Bachat Khata     5,000.00 3.26  
    Kumari Utsav Bachat Khata     1,000.00 3.26  
    Kumari Salary Saving     - 3.26  
    Kumari Social Security Allowance Khata     -   3.26  
    Kumari Remit Bachat Khata     - 3.26  
    Kumari Remit IPO Saving Account     1,000.00 4.26  
    Kumari Remit Premium Saving Account     5,000.00 6.26  
    Nagarik Bachat Khata     500.00 3.26  
    Sabaiko Bachat Khata     500.00 3.26  
    Grameen Bachat Khata     - 3.26  
    Kumari Pariwar Surakchya Bachat Khata     10,000.00 3.26  
    Youth Saving Account     500.00 3.26  
    Kumari Premium Salary Account     - 3.26  
    Chhori Bachat Khata    

    -  

    5.26  
    Kumari Gajjabko Bachat Khata     1,000.00 3.26  
    Kumari Gajjab Bachat Khata     1,000.00 5.26  
    Kumari Dhanabriddhi Bachat Khata     15,000.00 3.26  
    Mission Rastra Gaurab Khata (R)     1,000.00 5.26  
    LCY Call Account     - Upto 1.63  
    LCY Individual Fixed Deposit   
      % per annum (In person)* % per Annum through Kumari Smart (Mobile App)
    3 months to below 6 months  5.26 5.46
    6 months to below 1 year 5.71 5.91
    1 year to below 3 years 6.06 6.26
    3 years and above 6.56 6.76
    Fixed Deposit Plus/Recurring (1 year to 5 years)  6.06 6.26
    LCY INSTITUTIONAL FIXED DEPOSIT   (% per annum)*
    6 months to below 1 year    4.26
    1 year to below 3 years   5.01
    3 years and above   5.61
    FCY Deposit   Call deposit rate (% per annum)  Saving Deposit Rate (% per annum) Fixed Deposit Rate (% per annum) *
    USD   1.87 3.74 5.26
    EUR    1.39 2.77 3.81
    GBP    1.64 3.29 4.33
    AUD    1.77 3.54 4.57
    CAD    1.99 3.98 5.04
    JPY   0.83 1.66 2.70
    CNY    2.13 4.26 5.30
    For other FCY Currencies/NRN FCY Fixed Deposit                                                                  Available on request
    Base rate of Baisakh 2081   9.51%
    Interest Spread Baisakh 2081   3.81%
    Note:
    1.Terms and conditions for various savings deposits, fixed deposits, and loan against FD will be as per the prevailing bank rule.
    2. Interest rate on consortium financing shall be as per consortium decision.                                                                                           
    3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. 
    4. For remit FD, bank can provide minimum 1% over published rate of respective currency.
    5. Interest rate on the Akshayakosh deposit shall be negotiable.
    *3 months and above for individual & 6 months and above for institutions.