Interest Rate Loans
Effective From : Mangsir 15th, 2076 (December 01, 2019)
| S.No. | LENDING | Premium (% Per annum) on Base Rate |
|---|---|---|
| 1. | Overdraft | Upto 6.00 |
| 2. | Working Capital/ Short Term Loan | Upto 6.00 |
| 3. | TR / Importers Loan | Upto 6.00 |
| 4. | Term Loan | Upto 6.00 |
| 5. | Export Credit | Upto 6.00 |
| 6. | Deprived Sector | Upto 6.00 |
| 7. | Home Loan | Upto 8.00 |
| 8. | Education Loan | Upto 8.00 |
| 9. | Auto Loan (Private) | Upto 8.00 |
| 10. | Hire Purchase (Commercial) | Upto 6.00 |
| 11. | Loan Against First Class Bank Guarantees | Upto 6.00 |
| 12. | Loan Against Marketable Securities | Upto 8.00 |
| 13. | Loan Against Deposit of KBL | FD Rate + 2%, Minimum BR plus 2% |
| 14. | Loan Against Government Securities | Upto 6.00 |
| 15. | Other Loan | Upto 8.00 |
| 16. | Professional Loan | Upto 8.00 |
| 17. | FCY Denominated Loans | Available on Request |
| Note: | ||
| 1. | *Product offer for Limited Period only. | |
| 2. | Terms and conditions (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing Bank rule. | |
| 3. | Interest Rates on foreign currency deposit, Call Deposit will be provided based on National/ International Market and Demand & Supply for the said funds. | |
| 4. | Interest Rate on Loans and Advances are indicative only. | |
| 5. | Separate rates for consortium financing. |