welcome-to-kumari-bank

      Kumari Bank Limited- Banking for All 

      Established as Nepal’s fifteenth commercial bank, Kumari Bank Limited began its journey on Chaitra 21, 2057 B.S. (April 03, 2001) with a vision to bring competitive, modern, and reliable banking services to the nation. Today, with a strong paid-up capital of NPR 26.23 billion, we stand as one of Nepal’s most innovative, trusted and customer-centric financial institutions. 

      We are committed to making banking accessible to every Nepali wherever they live. Kumari Bank serves millions of customers through 400 service touchpoints, including: 302 branches, 50 extension counters, 317 ATMs, 1,201 POS terminals and 48 Branchless Banking Units. Our wide footprint across urban, semi-urban and rural areas ensures that banking with us is always convenient, secure and within reach.
       

      Digital Banking that Empowers You 

      Kumari Bank has always been at the forefront of digital transformation. With the advanced FINACLE Core Banking System (version 10.2.25), we deliver seamless, ultra-modern financial services nationwide.

      Our digital offerings include:

      • Kumari Smart Mobile Banking App; fast, secure and easy banking on the go
      • Omnichannel Services; a unified experience across multiple platforms
      • Internet Banking; convenient banking anytime, anywhere
      • VISA Debit & Credit Cards; usable across all VISA-enabled ATMs in Nepal and India
      • Mastercard & UPI acceptance; for broader access at ATM and POS terminals


      QR Payment Ecosystem:

      We offer flexible QR payment options through NepalPay and Fonepay, with expanded cross-border capabilities via Alipay+ Networks and NPCI (India)making both local and international QR payments faster and easier.

      Vision Statement

      Our vision is to be the preferred financial partner to our customers, a center of career growth to our employees, and to maximize our shareholders’ value, while contributing to our nation’s financial sector and to its economic welfare.
       

      Mission Statement

      Our mission is to deliver innovative products and services to our customers, use these innovative products to achieve financial inclusion, and do so by exemplifying good corporate governance, proactive risk management practices, and superior corporate social responsibility.
       

      Innovation That Makes Life Simpler

      Kumari Foneloan

      A breakthrough in digital lending, get instant short-term loans directly through the mobile banking app. No branch visit, no paperwork. Just quick access to credit whenever you need it.

      Kumari Fonepay Virtual Credit Card

      Nepal’s first fully virtual credit card, developed in collaboration with Fonepay. Make instant QR payments using a pre-approved credit limit, all without carrying a physical card integrated in Kumari Smart Mobile Banking Application. 

      The Bank is recognized as an innovative and fast growing institution that always strives towards customer satisfaction. It has transparent business practices, professional management, good corporate governance and Total Quality Management as the organizational mission.


      Our Values and Recognition

      With a strong foundation of transparency, professionalism, good governance and Total Quality Management, Kumari Bank focuses on long-term customer satisfaction and service excellence. Our commitment to innovation and quality has been recognized through several prestigious awards:

      • Excellence in Cross-Border Business 2025
      • Excellence in Consumer Credit Cards Business Principal Client 2025
      • Payments Excellence Awards 2023
      • Excellence in E-Commerce Business 2022
      • Infosys Finacle Client Innovation Awards 2019
      • mBillionth Award South Asia 2011
      • Manthan Award South Asia 2011


      Growth through Strategic Expansion

      To support Nepal Rastra Bank’s directive on capital enhancement and to serve customers better, Kumari Bank has expanded through strategic acquisitions such as Kasthamandap Development Bank Ltd., Paschimanchal Finance Co. Ltd., Mahakali Bikash Bank Ltd., Kankrebihar Bikash Bank Ltd. (Acquired on Asadh 2074) and Deva Bikas Bank Limited (Joint operation from Asadh 28, 2077). 

      Most recently, Nepal Credit and Commerce Bank Limited merged with Kumari Bank, and the unified entity has been operating under the name Kumari Banl Limited since January 01, 2023. 

      Moving Forward with You 

      At Kumari Bank, innovation is not a trend, it is our commitment. We continuously invest in technology, customer convenience and trusted service to give every Nepali a banking experience that is simple, modern and empowering.