Professional Saving Account


    Eligibility Criteria 

    • Any individual who is associated with professional associations listed under the bank.
    • Such professional associations must have an agreement with the Bank after which the accounts of associated members can be opened under this product.

    Features of Professional Saving Account (PSA)

    • Minimum Balance: Zero.
    • Debit Card: Free for 1st Year, 50% of STC from 2nd Year onward.
    • Mobile & Internet Banking: Free for 1st Year, 50% of STC from 2nd Year onward
    • Demat and Meroshare: Free Demat and Meroshare account opening. Charges will be applicable as per STC from 2nd Year onwards.
    • Locker Service : 50% of annual locker charge. Locker margin 100% of STC.
    • Credit Card: Free for Joining fee and Free for 1st Year and 50% of STC from 2nd Year onward on Credit Card Annual Charge.
    • Professional Loan : Up to 15 Lakhs.
    • Insurance Coverage : Total Insurance Coverage of 12 Lakh*
      • Accidental Death & PTD: 10 Lakhs for account holder
      • Critical Illness: Coverage of NRP 1 Lakh
      • Medical Insurance: Up to NPR 1 Lakh
    • *Conditions applied

    Below listed Professional Association members (tie-ups with Kumari Bank) are only eligible to open account into this scheme. 

    S.No. Name of Association tie-ups with Kumari Bank Limited
    1 Association of Chartered Accountants of Nepal 
    2 Nepal Association for Software and IT Services Company (NAS-IT) 



    What services do we offer for this account type?

    Mobile Banking

    Internet Banking

    Debit/Credit Card

    Locker Service