- Any individual who is associated with professional associations listed under the bank.
- Such professional associations must have an agreement with the Bank after which the accounts of associated members can be opened under this product.
Features of Professional Saving Account (PSA)
- Minimum Balance: Zero.
- Debit Card: Free for 1st Year, 50% of STC from 2nd Year onward.
- Mobile & Internet Banking: Free for 1st Year, 50% of STC from 2nd Year onward
- Demat and Meroshare: Free Demat and Meroshare account opening. Charges will be applicable as per STC from 2nd Year onwards.
- Locker Service : 50% of annual locker charge. Locker margin 100% of STC.
- Credit Card: Free for Joining fee and Free for 1st Year and 50% of STC from 2nd Year onward on Credit Card Annual Charge.
- Professional Loan : Up to 15 Lakhs.
- Insurance Coverage : Total Insurance Coverage of 12 Lakh*
- Accidental Death & PTD: 10 Lakhs for account holder
- Critical Illness: Coverage of NRP 1 Lakh
- Medical Insurance: Up to NPR 1 Lakh
- *Conditions applied
Below listed Professional Association members (tie-ups with Kumari Bank) are only eligible to open account into this scheme.
||Name of Association tie-ups with Kumari Bank Limited
||Association of Chartered Accountants of Nepal
||Nepal Association for Software and IT Services Company (NAS-IT)