Kumari Mastercard Debit
Experience Secure and Easy Payments with Kumari Mastercard Debit
Digital payments should be simple, safe and reliable. Kumari Mastercard Debit is designed to offer a secure and convenient way to shop online, pay in stores and withdraw cash with confidence. Backed by Mastercard’s global network and Kumari Bank’s trusted service, your transactions remain smooth wherever you go.
Key Features of Kumari Mastercard Debit
EMV Security (Chip + PIN)
Advanced EMV chip technology protects your payments at both physical and digital merchants.
Mastercard SecureCode
Extra authentication layer for safer online transactions and reduced fraud risks.
5-Year Validity
Your Mastercard Debit card remains valid for five years.
Accepted in Nepal, Bhutan & India
Use across Nepal and India for ATM withdrawals and POS payments.
Real-Time Alerts
Receive SMS and email notifications for every transaction.
Simple Cashless Convenience
Enjoy easy and smooth digital payments for everyday use.
Why Choose Kumari Mastercard Debit?
Secure, reliable and designed for modern banking, the Kumari Mastercard Debit card gives you enhanced protection, wide acceptance and better control over your spending.
Frequently Asked Questions (FAQs)
What is Mastercard?
Mastercard is a global payment network that enables secure electronic payments worldwide by connecting banks, merchants, ATMs, and online platforms. Kumari Bank now issues Kumari Mastercard Debit cards for safe and convenient transactions in Nepal, India, and Bhutan.
Features of Kumari Mastercard Debit
- Easy cash withdrawal from ATMs across Nepal, India and Bhutan
- Convenient payments at POS terminals
- Fast and secure e-commerce transactions
1. Where can Kumari Mastercard Debit be used?
The card can be used for ATM withdrawals, POS purchases and online transactions. It is accepted across Nepal, India and Bhutan at all Mastercard-enabled platforms.
2. Can a customer take both VISA Debit Card and Mastercard Debit?
No. As per NRB guidelines, a customer can hold only one debit card per account (either Visa or Mastercard).
3. Can a customer get a Mastercard credit card from Kumari Bank?
No. Currently, Kumari Bank issues credit cards only under the Visa network.
4. Can a customer get Mastercard Debit if they already have Visa Debit?
No. Customers cannot hold both simultaneously.
5. Can a customer replace Visa Debit with Mastercard Debit?
Yes. Customers can request replacement. The Visa card will be cancelled and replacement fees will apply as per STC.
6. Can a customer withdraw cash from any bank ATM?
Yes. Cash can be withdrawn from any ATM associated with the Mastercard network.
7. What is the validity of the card?
Kumari Mastercard Debit card is valid for 5 years.
8. What is the ATM withdrawal limit?
Per Transaction: NPR 20,000
Per Day: NPR 50,000
Per Month: NPR 300,000
Limits are same as VISA Debit as per NRB policy.
9. What to do if the card is lost?
Block immediately via mobile banking or call center.
Call: 9851078888 / 01-5970499
10. Does Mastercard support OTP / 3D Secure?
Yes. Transactions are secured using Mastercard 3D Secure with OTP sent to registered mobile/email.
11. Will account number change?
No. Your account number remains the same.
12. Will PIN change?
Yes. A new PIN is issued for the new card.
13. Are charges higher than Visa?
No. Charges are the same as Kumari VISA Debit cards.
14. Is it chip-based and contactless?
Yes. It is a chip-based card and supports contactless (Tap & Pay) transactions.