Interest Rate Loans

Effective From : Bhadra 15th, 2076 (September 01, 2019)

S.No. LENDING Premium (% Per annum) on Base Rate
1. Overdraft Upto 6.00
2. Working Capital/ Short Term Loan Upto 6.00
3. TR / Importers Loan Upto 6.00
4. Term Loan Upto 6.00
5. Export Credit Upto 6.00
6. Deprived Sector Upto 6.00
7. Home Loan Upto 8.00
8. Education Loan Upto 8.00
9. Auto Loan (Private) Upto 8.00
10. Hire Purchase (Commercial) Upto 6.00
11. Loan Against First Class Bank Guarantees Upto 6.00
12. Loan Against Marketable Securities Upto 8.00
13. Loan Against Deposit of KBL FD Rate + 2%, Minimum BR plus 2%
14. Loan Against Government Securities Upto 6.00
15. Other Loan Upto 8.00
16. Professional Loan Upto 8.00
17. FCY Denominated Loans Available on Request
  Note:  
1. *Product offer for Limited Period only.  
2. Terms and conditions (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing Bank rule.  
3. Interest Rates on foreign currency deposit, Call Deposit will be provided based on National/ International Market and Demand & Supply for the said funds.  
4. Interest Rate on Loans and Advances are indicative only.  
5. Separate rates for consortium financing.