Home Loan

Purpose of Home Loan:
1. Own a residential property
2. Extension of your house
3. Renovating or restoring your old house
4. Constructing your new house
5. Building apartment
6. Purchase a Plot of Land

Home Loan Financing:
1. Regarding Purchase of Land/ Residential Building and Real Estate: Loan to Value Ratio should be maintained upto 40% for inside Kathmandu Valley whereas should be upto 50% for outside Kathmandu Valley.

2. Regarding Residential Home Loan: Loan to Value Ratio should be upto 50% for inside Kathmandu Valley whereas should be upto 60% for outside Kathmandu Valley.