Working Capital Financing :
We finance against Stocks and Account Receivables to meet your short-term cash requirement in the form of Cash Credits (Overdrafts) and Demand Loans.

Interest rates

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Term Loan :
We finance capital expenditures of Small / Medium / Large-scale companies in the form of Term Loan for periods in excess of 1 year. All loans for tenures above one year are generally secured by first charge on fixed assets or current assets of the borrower with an acceptable asset cover.

Interest rates

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Short Term Loan :
We finance capital expenditures of Small / Medium / Large-scale companies in the form of Term Loan for periods less than 1 year.

Interest rates

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Hire Purchase :
Purchase of office equipment, vehicles, machinery etc is possible through our Hire Purchase Schemes.

You may also consider various other consumer loan schemes for your deserving executives. More details...

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Bills Discounting / Purchase :
At times when you are in urgent need of money but have only outstation checks and documents in your possession, we purchase/discount your checks/documents and provide you instant cash.

Service Charge
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	Export Credit
	Pre-Shipment Credit Pre-shipment Credit is offered to exporters by way of packing credit to enable them to finance purchase/import of raw materials, processing and packing of the goods meant for exports. Interest rates   Post-Shipment Credit Post-shipment Credit is offered to exporters to finance export sales receivables after the date of shipment of goods till the date of realization of export proceeds. Interest rates
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	Import Credit / Trust Receipt (TR) Loan
	Import Credit facility is offered to importers to meet funding requirement from the port of discharge to either a custom point or warehouse of the importer. Interest rates
	Download an Application Form

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Loan Syndication :
If your credit need is a large one, we arrange Loan Syndication by involving other banks with which we have working relationships.

Should you require any more information or clarification, just drop in your nearest Kumari Bank office or simply fill out the form and our credit / marketing officers will get in touch with you to help you out.