|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Second quarter 14th Jan 2007) of the
fiscal year 2006 / 2007
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
11,421,209 |
10,699,460 |
8,739,181 |
|
1.1 |
Paid Up Capital |
625,000 |
625,000 |
500,000 |
|
1.2 |
Reserve & Surplus |
382,716 |
289,007 |
239,699 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
271,193 |
222,700 |
111,513 |
|
1.5 |
Deposits (a + b) |
9,768,660 |
9,059,422 |
7,405,941 |
|
|
a) Domestic Currency |
9,366,415 |
8,741,995 |
7,333,665 |
|
|
b) Foreign Currency |
402,245 |
317,427 |
72,276 |
|
1.6 |
Income Tax Liability |
(63,385) |
(43,158) |
29,316 |
|
1.7 |
Other Liabilities |
437,024 |
546,489 |
452,713 |
|
2 |
Total Assets (2.1 to 2.7) |
11,421,209 |
10,699,460 |
8,739,181 |
|
2.1 |
Cash & Bank Balance |
754,134 |
675,027 |
441,746 |
|
2.2 |
Money at call and Short Notice |
320,000 |
70,000 |
365,002 |
|
2.3 |
Investments |
1,530,193 |
1,920,797 |
1,310,761 |
|
2.4 |
Loan & Advances |
8,425,726 |
7,655,360 |
6,103,930 |
|
2.5 |
Fixed Assets |
75,558 |
76,442 |
69,102 |
|
2.6 |
Non Banking Assets |
4,789 |
4,789 |
4,752 |
|
2.7 |
Other Assets |
310,808 |
297,045 |
443,888 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
341,963 |
148,510 |
293,372 |
|
3.2 |
Interest Expenses |
178,970 |
90,164 |
183,907 |
|
A. |
Net Interest Income (3.1-3.2) |
162,994 |
58,364 |
109,465 |
|
3.3 |
Fees, Commission & Discount |
27,929 |
14,304 |
14,870 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
9,883 |
4,976 |
13,752 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
200,806 |
77,626 |
138,087 |
|
3.6 |
Staff Expenses |
32,360 |
16,107 |
25,906 |
|
3.7 |
Other Operating Expenses |
44,692 |
21,099 |
37,277 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
123,753 |
40,419 |
74,905 |
|
3.8 |
Provision for Possible Losses |
27,275 |
27,874 |
21,976 |
|
D. |
Operating Profit (C- 3.8) |
96,479 |
12,546 |
37,277 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-2,531 |
12 |
-27 |
|
3.10 |
Writeback of Provision for Possible Losses |
- |
- |
4,752 |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
93,947 |
12,558 |
57,654 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
93,947 |
12,558 |
57.654 |
|
3.12 |
Provision for Staff Bonus |
8,541 |
1,142 |
5,241 |
|
3.13 |
Provision for Tax |
26,903 |
3,368 |
15,462 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
58,503 |
8,048 |
36,951 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
11. 08 |
11. 02 |
10. 51 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
1. 56 |
1. 89 |
1. 65 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
108. 93 |
99. 17 |
112. 82 |
|
