|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Third quarter 13th Apr 2007) of the
fiscal year 2006 / 2007
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
11,515,374 |
11,421,209 |
9,294,268 |
|
1.1 |
Paid Up Capital |
750,000 |
625,000 |
625,000 |
|
1.2 |
Reserve & Surplus |
207,885 |
382,716 |
235,335 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
5,000 |
271,193 |
146,100 |
|
1.5 |
Deposits (a + b) |
10,134,142 |
9,768,660 |
7,781,610 |
|
|
a) Domestic Currency |
9,651,980 |
9,366,415 |
7,509,506 |
|
|
b) Foreign Currency |
482,162 |
402,245 |
272,104 |
|
1.6 |
Income Tax Liability |
(44,930) |
(63,385) |
74,979 |
|
1.7 |
Other Liabilities |
463,277 |
437,024 |
431,244 |
|
2 |
Total Assets (2.1 to 2.7) |
11,515,374 |
11,421,209 |
9,294,268 |
|
2.1 |
Cash & Bank Balance |
1,052,331 |
754,134 |
552,947 |
|
2.2 |
Money at call and Short Notice |
75,000 |
320,000 |
205,000 |
|
2.3 |
Investments |
1,409,721 |
1,530,193 |
1,880,020 |
|
2.4 |
Loan & Advances |
8,640,923 |
8,425,726 |
6,178,205 |
|
2.5 |
Fixed Assets |
184,340 |
75,558 |
76,348 |
|
2.6 |
Non Banking Assets |
4,789 |
4,789 |
4,789 |
|
2.7 |
Other Assets |
148,269 |
310,808 |
396,959 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
573,705 |
341,963 |
457,118 |
|
3.2 |
Interest Expenses |
290,590 |
178,970 |
285,897 |
|
A. |
Net Interest Income (3.1-3.2) |
283,115 |
162,994 |
171,221 |
|
3.3 |
Fees, Commission & Discount |
39,868 |
27,929 |
24,416 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
15,039 |
9,883 |
20,241 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
338,022 |
200,806 |
215,878 |
|
3.6 |
Staff Expenses |
50,569 |
32,360 |
38,635 |
|
3.7 |
Other Operating Expenses |
66,450 |
44,692 |
60,406 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
220,913 |
123,753 |
116,837 |
|
3.8 |
Provision for Possible Losses |
67,355 |
27,275 |
23,230 |
|
D. |
Operating Profit (C- 3.8) |
153,558 |
96,479 |
93,607 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-2,554 |
-2,531 |
34 |
|
3.10 |
Writeback of Provision for Possible Losses |
- |
- |
0 |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
151,004 |
93,947 |
93,573 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
151,004 |
93,947 |
93,573 |
|
3.12 |
Provision for Staff Bonus |
13,728 |
8,541 |
8,507 |
|
3.13 |
Provision for Tax |
43,242 |
26,903 |
25,095 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
94,035 |
58,503 |
59,972 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
11.23 |
11.08 |
12.82 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
2.56 |
1.56 |
1.99 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
82.78 |
108.93 |
97.26 |
|
