|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at First quarter 17th October 2007) of the fiscal year 2007 / 2008
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
12,866,342, |
11,918,311 |
10,699,460 |
|
1.1 |
Paid Up Capital |
750,000 |
750,000 |
625000 |
|
1.2 |
Reserve & Surplus |
292,791 |
283,525 |
289,007 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
750,138 |
212,970 |
222,700 |
|
1.5 |
Deposits (a + b) |
10,871,052 |
10,557,416 |
9,059,422 |
|
|
a) Domestic Currency |
10,520,532 |
10,027,316 |
8,741,995 |
|
|
b) Foreign Currency |
350,521 |
530,100 |
317,427 |
|
1.6 |
Income Tax Liability |
-67,852 |
11,007 |
-43,158 |
|
1.7 |
Other Liabilities |
270,213 |
103,393 |
546,489 |
|
2 |
Total Assets (2.1 to 2.7) |
12,866,342 |
11,908,311 |
10,699,460 |
|
2.1 |
Cash & Bank Balance |
631,212 |
662,113 |
675,027 |
|
2.2 |
Money at call and Short Notice |
100,000 |
372,215 |
70,000 |
|
2.3 |
Investments |
1,452,190 |
1,678,418 |
1,920,797 |
|
2.4 |
Loan & Advances |
10,330,576 |
8,929,013 |
7,655,360 |
|
2.5 |
Fixed Assets |
194,775 |
189,324 |
76,442 |
|
2.6 |
Non Banking Assets |
4,986 |
2,395 |
4,789 |
|
2.7 |
Other Assets |
152,603 |
74,834 |
297,045 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
220,758 |
791,284 |
148,510 |
|
3.2 |
Interest Expenses |
114,674 |
397,053 |
90,164 |
|
A. |
Net Interest Income (3.1-3.2) |
106,084 |
394,231 |
58,346 |
|
3.3 |
Fees, Commission & Discount |
16,462 |
56,045 |
14,304 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
8,240 |
20,294 |
4,976 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
130,787 |
470,571 |
77,626 |
|
3.6 |
Staff Expenses |
19,416 |
74,244 |
16,107 |
|
3.7 |
Other Operating Expenses |
29,199 |
104,079 |
21,099 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
82,171 |
292,248 |
40,419 |
|
3.8 |
Provision for Possible Losses |
66,575 |
24,950 |
27,874 |
|
D. |
Operating Profit (C- 3.8) |
15,596 |
267,297 |
12,546 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-64 |
670 |
12 |
|
3.10 |
Writeback of Provision for Possible Losses |
|
6,265 |
- |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
15,532 |
274,232 |
12,558 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
-654 |
-817 |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
14,879 |
273,415 |
12,558 |
|
3.12 |
Provision
for Staff Bonus |
1,353 |
24,856 |
1,142 |
|
3.13 |
Provision for Tax |
4,261 |
78,296 |
3,596 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
9,265 |
170,263 |
7,820 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
9.97 |
11.28 |
11.02 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
2.59 |
0.73 |
1.89 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
72.68 |
201.79 |
99.17 |
|
