|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at First quarter 17th October2006) of the fiscal year 2006 / 2007
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
10,699,460 |
9,126,447 |
8,761,866 |
|
1.1 |
Paid Up Capital |
625,000 |
625,000 |
500,000 |
|
1.2 |
Reserve & Surplus |
289,007 |
245,686 |
197.572 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
222,700 |
251,400 |
110,000 |
|
1.5 |
Deposits (a + b) |
9,059,422 |
7,768,957 |
7,569,432 |
|
|
a) Domestic Currency |
8,741,995 |
7,499,312 |
7,506,212 |
|
|
b) Foreign Currency |
317,427 |
269,645 |
63,220 |
|
1.6 |
Income Tax Liability |
43,158 |
404 |
35,123 |
|
1.7 |
Other Liabilities |
546,489 |
235,000 |
349,739 |
|
2 |
Total Assets (2.1 to 2.7) |
10,699,460 |
9,126,447 |
8,761,866 |
|
2.1 |
Cash & Bank Balance |
675,027 |
388,241 |
729,915 |
|
2.2 |
Money at call and Short Notice |
70,000 |
145,000 |
605,556 |
|
2.3 |
Investments |
1,920,797 |
1,394,948 |
1,100,535 |
|
2.4 |
Loan & Advances |
7,655,360 |
7,007,788 |
6,021,856 |
|
2.5 |
Fixed Assets |
76,442 |
91,933 |
62,976 |
|
2.6 |
Non Banking Assets |
4,789 |
4,789 |
- |
|
2.7 |
Other Assets |
297,045 |
93,748 |
241,028 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
148,510 |
605,951 |
132,184 |
|
3.2 |
Interest Expenses |
90,164 |
337,056 |
88,160 |
|
A. |
Net Interest Income (3.1-3.2) |
58,346 |
268,895 |
44,024 |
|
3.3 |
Fees, Commission & Discount |
14,304 |
26,281 |
7,376 |
|
3.4 |
Other Operating Income |
- |
10,003 |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
4,976 |
26,374 |
7,110 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
77,626 |
331,553 |
58,510 |
|
3.6 |
Staff Expenses |
16,107 |
59,820 |
14,613 |
|
3.7 |
Other Operating Expenses |
21,099 |
88,707 |
17,681 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
40,419 |
183,026 |
26,216 |
|
3.8 |
Provision for Possible Losses |
27,874 |
20,754 |
31,401 |
|
D. |
Operating Profit (C- 3.8) |
12,546 |
162,272 |
-5,185 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
12 |
-39 |
-19 |
|
3.10 |
Writeback of Provision for Possible Losses |
- |
- |
- |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
12,558 |
162,233 |
-5,204 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
12,558 |
162,233 |
-5,204 |
|
3.12 |
Provision for Staff Bonus |
1,142 |
14,748 |
- |
|
3.13 |
Provision for Tax |
3,368 |
43,562 |
- |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
8,048 |
103,923 |
-5,204 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
11.02 |
12.43 |
10.15 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.89 |
0.92 |
2.01 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
99.17 |
180.15 |
91.00 |
|
