|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Fourth quarter 16th July 2007) of the fiscal year 2006 / 2007
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
11,961,607 |
11,329,693 |
9,010,276 |
|
1.1 |
Paid Up Capital |
750,000 |
750,000 |
625000 |
|
1.2 |
Reserve & Surplus |
288,604 |
207,885 |
238,851 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
212,970 |
5,000 |
251,400 |
|
1.5 |
Deposits (a + b) |
10,560,922 |
10,134,142 |
7,768,957 |
|
|
a) Domestic Currency |
10,030,575 |
9,651,980 |
7,499,312 |
|
|
b) Foreign Currency |
530,346 |
482,162 |
269,645 |
|
1.6 |
Income Tax Liability |
-67,289 |
-44,930 |
296 |
|
1.7 |
Other Liabilities |
216,400 |
277,596 |
125,772 |
|
2 |
Total Assets (2.1 to 2.7) |
11,961,607 |
11,329,693 |
9,010,276 |
|
2.1 |
Cash & Bank Balance |
672,113 |
1,052,331 |
389,630 |
|
2.2 |
Money at call and Short Notice |
372,215 |
75,000 |
145,000 |
|
2.3 |
Investments |
1,678,418 |
1,409,721 |
1,394,948 |
|
2.4 |
Loan & Advances |
8,930,182 |
8,457,636 |
6,891,855 |
|
2.5 |
Fixed Assets |
188,265 |
184,340 |
91,933 |
|
2.6 |
Non Banking Assets |
2,395 |
2,395 |
3,592 |
|
2.7 |
Other Assets |
118,018 |
148,269 |
93,318 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
792,382 |
573,705 |
605,527 |
|
3.2 |
Interest Expenses |
391,418 |
290,590 |
337,056 |
|
A. |
Net Interest Income (3.1-3.2) |
400,964 |
283,115 |
268,471 |
|
3.3 |
Fees, Commission & Discount |
56,047 |
39,868 |
36,284 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
20,057 |
15,039 |
26,374 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
477,067 |
338,022 |
331,128 |
|
3.6 |
Staff Expenses |
73,190 |
50,659 |
59,820 |
|
3.7 |
Other Operating Expenses |
103,764 |
66,450 |
88,683 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
300,113 |
220,913 |
182,626 |
|
3.8 |
Provision for Possible Losses |
29,759 |
67,355 |
25,871 |
|
D. |
Operating Profit (C- 3.8) |
270,353 |
153,558 |
156,755 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-1,408 |
-2,554 |
-39 |
|
3.10 |
Writeback of Provision for Possible Losses |
12,626 |
- |
5,117 |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
281,571 |
151,004 |
161,833 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
281,571 |
151,004 |
161,833 |
|
3.12 |
Provision
for Staff Bonus |
25,597 |
13,728 |
14,712 |
|
3.13 |
Provision for Tax |
80,632 |
43,242 |
43,454 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
175,342 |
94,035 |
103,667 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
11.41 |
11.23 |
12.34 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
.73 |
2.56 |
0.92 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
201.25 |
82.78 |
180.15 |
|
