|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Fourth quarter 16th July 2006) of the fiscal year 2005 / 2006
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
9,390,533 |
9,294,268 |
7,437,882 |
|
1.1 |
Paid Up Capital |
625,000 |
625,000 |
500,000 |
|
1.2 |
Reserve & Surplus |
296,011 |
235,335 |
145,442 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
224,400 |
146,100 |
401,761 |
|
1.5 |
Deposits (a + b) |
7,803,904 |
7,781,610 |
6,268,954 |
|
|
a) Domestic Currency |
7,534,132 |
7,509,505 |
6,202,381 |
|
|
b) Foreign Currency |
269,773 |
272,104 |
66,573 |
|
1.6 |
Income Tax Liability |
72,262 |
74,979 |
-403 |
|
1.7 |
Other Liabilities |
368,956 |
431,244 |
122,128 |
|
2 |
Total Assets (2.1 to 2.7) |
9,390,533 |
9,294,268 |
7,437,882 |
|
2.1 |
Cash & Bank Balance |
388,241 |
55,2947 |
443,371 |
|
2.2 |
Money at call and Short Notice |
145,000 |
205,000 |
90,000 |
|
2.3 |
Investments |
1,394,948 |
1,880,020 |
1,190,271 |
|
2.4 |
Loan & Advances |
7,010,198 |
6,178,204 |
5,590,926 |
|
2.5 |
Fixed Assets |
75,921 |
76,348 |
65,601 |
|
2.6 |
Non Banking Assets |
4,789 |
4,789 |
- |
|
2.7 |
Other Assets |
371,436 |
396,959 |
57,713 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
664,617 |
457,118 |
499,918 |
|
3.2 |
Interest Expenses |
389,382 |
285,897 |
240,130 |
|
A. |
Net Interest Income (3.1-3.2) |
275,235 |
171,221 |
259,788 |
|
3.3 |
Fees, Commission & Discount |
36,245 |
24,416 |
23,083 |
|
3.4 |
Other Operating Income |
- |
- |
2,608 |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
26,374 |
20,241 |
14,989 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
337,853 |
215,878 |
300,469 |
|
3.6 |
Staff Expenses |
59,435 |
38,635 |
42,395 |
|
3.7 |
Other Operating Expenses |
87,434 |
60,406 |
71,812 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
190,985 |
116,837 |
186,262 |
|
3.8 |
Provision for Possible Losses |
13,313 |
23,230 |
41,111 |
|
D. |
Operating Profit (C- 3.8) |
177,671 |
93,607 |
145,151 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-50 |
-34 |
5 |
|
3.10 |
Writeback of Provision for Possible Losses |
- |
- |
- |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
177,621 |
93,572 |
145,156 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
177,621 |
93,572 |
145,156 |
|
3.12 |
Provision for Staff Bonus |
16,147 |
8,507 |
14,516 |
|
3.13 |
Provision for Tax |
47,635 |
25,094 |
42,760 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
113,839 |
59,971 |
87,880 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
12.14 |
12.82 |
11.21 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
0.90 |
1.99 |
0.95 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
173.15 |
97.26 |
166.86 |
|
