|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Third quarter 13th April 2006) of the fiscal year 2005 / 2006
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding
Previous Year
Quarter Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
9,294,268 |
8,739,181 |
7,346,994 |
|
1.1 |
Paid Up Capital |
625,000 |
500,000 |
500,000 |
|
1.2 |
Reserve & Surplus |
235,335 |
239,699 |
144,964 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
146,100 |
111,513 |
232,590 |
|
1.5 |
Deposits (a + b) |
7,781,610 |
7,405,941 |
5,956,848 |
|
|
a) Domestic Currency |
7,509,505 |
733,665 |
5,872,312 |
|
|
b) Foreign Currency |
27,2104 |
72,276 |
84,536 |
|
1.6 |
Income Tax Liability |
74,979 |
29,316 |
33,828 |
|
1.7 |
Other Liabilities |
431,244 |
452,713 |
478,763 |
|
2 |
Total Assets (2.1 to 2.7) |
9,294,268 |
873,9181 |
7,346,994 |
|
2.1 |
Cash & Bank Balance |
55,2947 |
441,746 |
429,879 |
|
2.2 |
Money at call and Short Notice |
205,000 |
365,002 |
110,000 |
|
2.3 |
Investments |
1,880,020 |
1,310,761 |
1,180,280 |
|
2.4 |
Loan & Advances |
6,178,204 |
6,103,930 |
5,242,566 |
|
2.5 |
Fixed Assets |
76,348 |
69,102 |
60,865 |
|
2.6 |
Non Banking Assets |
4,789 |
4,752 |
- |
|
2.7 |
Other Assets |
396,959 |
443,888 |
323,404 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to Corresponding
Previous Year Quarter |
|
3.1 |
Interest Income |
457,118 |
293,372 |
365,816 |
|
3.2 |
Interest Expenses |
285,897 |
183,907 |
183,150 |
|
A. |
Net Interest Income (3.1-3.2) |
171,221 |
109,465 |
182,666 |
|
3.3 |
Fees, Commission & Discount |
24,416 |
14,870 |
18,219 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
20,241 |
13,752 |
11,472 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
215,878 |
138,087 |
212,358 |
|
3.6 |
Staff Expenses |
38,635 |
25,906 |
30,367 |
|
3.7 |
Other Operating Expenses |
60,406 |
37,277 |
49,306 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
116,837 |
74,905 |
132,685 |
|
3.8 |
Provision for Possible Losses |
23,230 |
21,976 |
47,442 |
|
D. |
Operating Profit (C- 3.8) |
93,607 |
52,929 |
85,243 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-34 |
-27 |
1,853 |
|
3.10 |
Writeback of Provision for Possible Losses |
- |
4,752 |
- |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
93,572 |
57,654 |
87,095 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
- |
- |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
93,572 |
57,654 |
87,095 |
|
3.12 |
Provision for Staff Bonus |
8,507 |
5,241 |
7,918 |
|
3.13 |
Provision for Tax |
25,094 |
15,462 |
23,357 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
59,971 |
36,951 |
55,820 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous
Quarter |
At the End of
Corresponding previous
Year Quarter |
|
4.1 |
Capital Fund to RWA |
12.82 |
10.51 |
11.43 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.99 |
1.65 |
2.67 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
97.26 |
112.82 |
97.23 |
|
