|
Financials : |
|
Unaudited Financial Results (Quarterly)
(As at Third Quarter 8th April 2008) of the fiscal year 2007 / 2008
Rs. in '000 |
| S.
N |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding Previous Quarter
Ending |
|
1 |
Total Capital and Liabilities
(1.1 to 1.7) |
13,956,485 |
13,809,780 |
11,515,374 |
|
1.1 |
Paid Up Capital |
900,000 |
900,000 |
750,000 |
|
1.2 |
Reserve & Surplus |
250,578 |
218,845 |
207,885 |
|
1.3 |
Debenture & Bond |
- |
- |
- |
|
1.4 |
Borrowings |
300,000 |
1,005,000 |
5,000 |
|
1.5 |
Deposits (a + b) |
12,357,492 |
11,452,182 |
10,134,142 |
|
|
a) Domestic Currency |
11,862,323 |
10,978,872 |
9,651,980 |
|
|
b) Foreign Currency |
495,169 |
473,310 |
482,162 |
|
1.6 |
Income Tax Liability |
-72,084 |
-44,070 |
-44,930 |
|
1.7 |
Other Liabilities |
200,499 |
277,823 |
463,277 |
|
2 |
Total Assets (2.1 to 2.7) |
13,956,485 |
13,809,780 |
11,515,374 |
|
2.1 |
Cash & Bank Balance |
1,210,442 |
906,045 |
1,052,331 |
|
2.2 |
Money at call and Short Notice |
2,025,771 |
- |
75,000 |
|
2.3 |
Investments |
1,161,519 |
1,33,018 |
1,409,721 |
|
2.4 |
Loan & Advances |
9,238,987 |
11,221,419 |
8,640,923 |
|
2.5 |
Fixed Assets |
200,232 |
193,538 |
184,340 |
|
2.6 |
Non Banking Assets |
3,141 |
7,381 |
4,789 |
|
2.7 |
Other Assets |
116,394 |
148,380 |
148,269 |
|
3 |
Profit & Loss Account |
Up to
This Quarter |
Up to
Previous Quarter |
Up to
Corresponding Previous Year quarter |
|
3.1 |
Interest Income |
701,989 |
454,292 |
573,705 |
|
3.2 |
Interest Expenses |
357,749 |
216,190 |
290,590 |
|
A. |
Net Interest Income (3.1-3.2) |
344,240 |
238,102 |
283,115 |
|
3.3 |
Fees, Commission & Discount |
44,613 |
32,556 |
39,868 |
|
3.4 |
Other Operating Income |
- |
- |
- |
|
3.5 |
Foreign Exchange Gain/ Loss (Net) |
22,762 |
14,858 |
15,039 |
|
B. |
Total Operating Income
(A+3.3+3.4+3.5) |
411,615 |
285,517 |
338,022 |
|
3.6 |
Staff Expenses |
62,017 |
41,056 |
50,659 |
|
3.7 |
Other Operating Expenses |
87,637 |
56,357 |
66,450 |
|
C. |
Operating Profit before Provisions
(B -3.6-3.7) |
261,961 |
188,103 |
220,913 |
|
3.8 |
Provision for Possible Losses |
32,089 |
77,145 |
67,355 |
|
D. |
Operating Profit (C- 3.8) |
229,873 |
110,958 |
153,558 |
|
3.9 |
Non Operating Income/Expenses
(Net ) |
-318 |
428 |
-2,554 |
|
3.10 |
Writeback of Provision for Possible Losses |
4,775 |
38,955 |
- |
|
E. |
Profit from Regular Activities
(D+3.9+3.10) |
234,329 |
150,342 |
151,004 |
|
3.11 |
Extraordinery Income/Expenses (Net) |
-1,567 |
-654 |
- |
|
F. |
Profit before Bonus and Taxes (E+3.11 ) |
232,763 |
149,688 |
151,004 |
|
3.12 |
Provision
for Staff Bonus |
21,160 |
13,608 |
13,728 |
|
3.13 |
Provision for Tax |
66,655 |
42,865 |
43,242 |
|
G. |
Net Profit/ Loss ( F-3.12-3.13 ) |
144,948 |
93,215 |
94,035 |
|
4 |
Ratios |
At the End of
This Quarter |
At the End of
Previous Quarter |
At the End of Corresponding
Previous Quarter |
|
4.1 |
Capital Fund to RWA |
11.35 |
10.06 |
11.23 |
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.39 |
0.85 |
2.56 |
|
4.3 |
Total Loan Loss Provision to Total NPL |
121.52 |
175.77 |
82.78 |
|
