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Interest Rate Loans 

Effective since : Kartik 7th, 2074

S.No. LENDING                                                                          Premium (% Per annum) on Base Rate
1. Overdraft                Upto 6.00
2. Working Capital/ Short Term Loan                Upto 6.00
3. TR / Importers Loan                Upto 6.00
4. Term Loan                Upto 6.00
5. Export Credit                Upto 6.00                 
6. Deprived Sector                Upto 6.00
7. Home Loan                  Upto 8.00              
8. Education Loan                   Upto 8.00  
9. Auto Loan (Private)                 Upto 8.00  
10. Hire Purchase (Commercial)                 Upto 6.00  
11. Loan Against First Class Bank Guarantees                  Upto 6.00 
12. Loan Against Marketable Securities                   Upto 8.00  
13. Loan Against Deposit of KBL FD Rate + 2%, Minimum BR plus 2%
14. Loan Against Government Securities                Upto 6.00 
15. Other Loan                Upto 8.00
16. Professional Loan                Upto 8.00
17. FCY Denominated Loans  
  Prime                Libor + Upto 3%
  Others                Libor + Upto 5%
   
  Note:
1. *Product offer for Limited Period only.
2.
Terms and condition (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing bank rule.
3. Interest Rates on foreign currency deposit, Call Deposit  will be provided based on National/ International Market and Demand & Supply for the said funds.
4.
5.
Interest Rate on Loans and Advances are indicative only.
Separate rates for consortium financing.