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Interest Rate Loans 

Effective since : Magh 01, 2073

S.No. LENDING (% Per annum)
1. Overdraft  
Corporate/ Multinational 9.00 - 12.00
Industry / Trading                    10.00 - 14.00
2. Working Capital/ Short Term Loan  
Corporate / Multinational 9.00 - 12.00
Industry / Trading                    10.00 - 13.00
3. TR / Importers Loan  
Corporate / Multinational 9.00 - 11.00
Industry / Trading                    10.00 - 12.00
4. Term Loan  
Corporate / Multinational   10.00 - 13.00
Industry / Trading                    11.00 - 14.00
5. Export Credit                     9.00 - 11.00
6. Deprived Sector  
Wholesale Lending                     3.00 - 11.00
Direct Lending                    10.00 - 14.00
7. Home Loan                      10.00 - 14.00
8. Education Loan                       11.00 - 14.00
9. Auto Loan (Private)                     10.00 - 14.00
10. Hire Purchase (Commercial)                     11.00 - 14.00
11. Loan Against First Class Bank Guarantees                      10.00 - 12.00
12. Loan Against Marketable Securities                       10.00 - 14.00
13. Loan Against Deposit of KBL           FD Rate + 2%, Minimum 10%
14. Loan Against Government Securities                     10.00 - 12.00
15. Other Loan                     10.00 - 14.00
16. Professional Loan                     12.00 - 14.00
17. FCY Denominated Loans  
  Prime                     Libor + 3%
  Others                     Libor + 5%
   
  Note:
1. *Product offer for Limited Period only.
2.
Terms and condition (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing bank rule.
3. Interest Rates on foreign currency deposit, Call Deposit  will be provided based on National/ International Market and Demand & Supply for the said funds.
4.
5.
Interest Rate on Loans and Advances are indicative only.
Separate rates for consortium financing.